Solutions  /  Lending and Credit

True Credit Exposure.
In Real-Time.

Partial views and delayed data are liabilities. Elwood provides a unified view, delivering a complete, live picture of your collateral, counterparty risk, and portfolio exposure.

What Lending & Credit Teams Must Manage

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Real-Time Collateral Volatility

Digital asset collateral can change value significantly within hours, impacting
coverage ratios.

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Cross-Venue Collateral Fragmentation

Collateral is often held across multiple exchanges and custodians, limiting consolidated visibility.

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Counterparty Concentration Risk

Exposure to borrowers and trading venues must be monitored continuously.

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Margin Call & Liquidation Risk

Delayed awareness of collateral
deterioration can increase loss severity.

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Inconsistent Loan & Position Tracking

Borrowing, lending and pledged collateral activity may sit across disconnected systems.

Infrastructure Built for Institutional Credit Oversight

Consolidated Collateral Visibility

Aggregate exposures across spot, derivatives and counterparties into a unified institutional risk view.

Collateral Monitoring

Dynamic Exposure Monitoring

Monitor every lending exposure across your book in real time and get alerted the moment any borrower or counterparty approaches your risk limits.

Margin Warning Cards

Margin & Coverage Tracking

Define and monitor exposure thresholds aligned with institutional risk appetite.

Collateral Monitoring

Integrated Portfolio Alignment

Align loan exposure with portfolio and risk data to maintain consistent credit visibility.

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Structured Audit & Record Keeping

Maintain time-stamped records of collateral movements, exposure changes and reconciled balances.

Audit Log

Cross-venue
Collateral Aggregation

SOC 2 Type II

(as of May 2026)

ISO 27001 Certified

(as of May 2026)

40+

Connected venues

(as of May 2026)

Frequently Asked Questions

How does Elwood streamline the financing workflow for institutions?

Elwood provides a unified platform that connects lenders and borrowers, digitizing the entire financing lifecycle. Our solution replaces manual, inefficient workflows with a streamlined process for negotiating terms, pledging collateral, and managing the loan throughout its lifecycle. For borrowers, this means faster access to capital. For lenders, it means greater efficiency and scalability in your credit operations.

How does the platform help with real-time collateral management?

Our platform provides a robust framework for collateral management, which is critical for the volatile digital asset market. It allows you to monitor collateral levels in real-time against pre-defined Loan-to-Value (LTV) ratios. The system provides automated and timely alerts when collateral values breach your specified thresholds, enabling your team to take immediate action, such as issuing a margin call. This approach reduces manual monitoring, minimises the risk of human error, and empowers your team to ensure that all credit positions remain adequately collateralised.

How does Elwood help with real-time collateral management?

Elwood's robust framework for collateral management provides real-time oversight of your credit positions. By monitoring collateral against pre-set LTV ratios and issuing automated alerts when values fall below your thresholds, the platform gives your team the timely intelligence required to act decisively.

What tools does Elwood provide for managing credit risk?

Elwood offers a robust suite of tools for institutional credit risk management. Our platform provides a consolidated, real-time view of your firm's entire credit book, allowing you to monitor exposure to individual counterparties and across your whole portfolio. You can set and enforce credit limits, analyse the creditworthiness of counterparties, and run stress tests to understand the potential impact of adverse market conditions, enabling proactive and comprehensive risk management.

Can we customise lending and borrowing parameters on the platform?

Yes, the platform is designed for flexibility. Lenders can create and customise their own product offerings, defining specific parameters such as accepted collateral types, interest rates, and margin requirements. Borrowers can then easily view, compare, and engage with these offerings. This flexibility ensures that the platform can support a wide range of bilateral credit and financing strategies tailored to your specific needs.

How does Elwood provide transparency over our credit and financing activities?

Transparency is built into the core of our platform. All parties have access to a shared, real-time dashboard showing the current status of all loans, collateral levels, and transaction histories. The system provides a complete and immutable audit trail of all activities, from initial negotiation to final settlement, ensuring there is a single source of truth and simplifying reporting, reconciliation, and dispute resolution.

Strengthen Institutional Digital Asset
Credit Oversight

Monitor collateral, exposure and counterparty risk with real-time institutional infrastructure.