Terms & Conditions

Please read this page before proceeding, as it explains certain restrictions imposed by lawon the distribution of the information on this site and the countries in which the informationon this site is intended to be distributed. It is your responsibility to be aware of and toobserve all applicable laws and regulations of any relevant jurisdiction.

The Elwood website ‘www.elwood.io’ (‘our site’) is issued for all purposes by ElwoodTechnologies Services Limited (‘ETSL’) and the expression ‘we’ and ‘our’ shall be construedaccordingly. We are registered as a limited company in England.

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ETSL and each of its affiliates are collectively referred to in this site as ‘Elwood’ andreferences to ‘Elwood’ are to ETSL and/or its relevant affiliate.

These Terms of Use set out the terms on which you may make use of our site and apply toevery page on our site, whether or not such pages are individually disclaimed. Please readthese Terms of Use carefully before you start to use our site. By using our site, you haveindicated that you accept these Terms of Use and that you agree to abide by them. If you donot agree to these Terms of Use, please refrain from using our site. These Terms of Use alsoincorporate our Cookies and Privacy Policy, and all other rules, policies and procedures thatmay be published from time to time on our site, each of which is incorporated by referenceand each of which may be updated by us from time to time without notice to you.

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We may revise these Terms of Use from time to time by updating this page. The revisedTerms of Use will take effect when they are posted. You are expected to check this pagefrom time to time and to take notice of any changes we may have made, as by using our siteyou acknowledge that you have accepted any such amendments.

You must NOT use our site (or permit or procure others to use it) as follows:

• for any unlawful, improper or illegal purpose or activity;
• to violate our or any third party's copyright, trademark, proprietary or other intellectualproperty rights;
• to damage our name or reputation or that of our affiliates or any third parties;
• to impersonate any of our employees or other person or use a false name while using oursite or implying an association with us;
• to penetrate our security measures or other entities' systems ('hacking');
• to generate excessive amounts of internet traffic, to interfere with our network or other's useof our site or to engage in activities designed to or having the effect of degrading or denyingservice to users of our site or others;
• to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into oursite or any other entity's systems and it is your responsibility to ensure that whatever youdownload or select for your use from our site is free from such items; and/or
• to transmit confidential or proprietary information, except solely at your own risk.

This site is intended for professional clients only. By accessing this site you confirm that youare a professional client (as defined in Chapter 3 of the FCA's Conduct of BusinessSourcebook).

When using our site, you agree you will comply with all applicable local, national andinternational laws and regulations, including those related to data privacy, internationalcommunications and exportation of technical or personal data. It may be illegal to viewand/or download the information contained on our site in certain countries and we and ouraffiliates disclaim all responsibility if you access or download any information from our site inbreach of any law or regulation of the country in which you are a citizen or in which you areresident or domiciled.

We have taken reasonable care to ensure that the information on our site is accurate,current, complete, fit for its intended purpose and compliant with applicable law andregulation as at the date of issue. However, errors or omissions may occur due tocircumstances beyond our control and no warranty is given, or representation made,regarding the accuracy, validity or completeness of the information on our site and no liabilityis accepted by us for the accuracy or completeness of such information. You must conductyour own due diligence and investigations rather than relying on any information on our site.Any person who acts upon, or changes his or her investment position in reliance on, theinformation contained on our site does so entirely at his or her own risk.

We reserve the right to deny you access to our site, or immediately to suspend or terminateyour access to our site, or to disable any username or password (whether chosen by you orallocated by us) at any time (in our sole discretion).

Access to our site is permitted on a temporary basis and we reserve the right to withdraw oramend the service and/or information we provide on our site without notice. We do notaccept any liability if for any reason our site is unavailable at any time or for any period. Oursite is provided for informational purposes only and is not intended to constitute an invitation,solicitation or offer to subscribe for or purchase any investments, products or services, norshall it, or the fact of its issuance, form the basis of, or be relied on in connection with, anycontract.

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The information and opinions contained in our site have been compiled, or arrived at, by usfrom sources believed by us to be reliable as at the date of publication. However, theinformation and any opinions contained on our site are subject to change, are forbackground purposes only and are not to be relied upon as investment advice or interpretedas a recommendation. We, our affiliates and other third parties connected to us do notaccept any responsibility for any reliance which is placed by any visitor to our site, or byanyone who may be informed of any of its contents, on any information or opinions whichare expressed herein and, to the extent permitted by law, expressly exclude all conditions,warranties, representations, undertakings and other terms which might otherwise be impliedby statute, common law or in equity.

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Our site is not intended to provide a sufficient basis on which to make any investmentdecision and you should not solely rely on it in evaluating the merits of investing in anyinvestments, products or services referred to on our site.

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We, our affiliates and other third parties connected to us therefore expressly exclude anyliability and responsibility arising from any reliance placed on such materials and informationby any visitor to our site, or by anyone who may be informed of any of its contents, for (i) theaccuracy, validity, timeliness, merchantability or completeness of, any information or data(whether prepared by us or by any third party) for any particular purpose or use or that theinformation or data will be free from error and (ii) any direct, indirect or consequential loss ordamage of any kind incurred by any visitor to our site, or by anyone who may be informed ofany of its contents, in connection with our site or in reliance on the information or opinionscontained in it, or in connection with the use, inability to use, or results of the use of our siteor any websites linked to it or materials posted on it. This does not affect our liability for anyloss or damage which cannot be excluded or limited under applicable law.

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The internet is not a completely reliable transmission medium and neither we nor any of ouraffiliates accept any liability for any data transmission errors such as data loss or damage oralteration of any kind or for the security or confidentiality of information transmitted acrossthe internet to or from us or any of our affiliates. Any such transmission of information isentirely at your own risk.

Should you leave our site via a link contained within our site and view content that is notprovided by us, you do so at your own risk. We provide links only as a convenience andwithout liability. In particular, and without limitation, you understand and agree that the abilityto link to another website and the fact that a link exists does not mean that we endorse orguarantee such site, the site sponsor or the site contents. The content which you access viasuch links will not have been developed, checked for accuracy, or otherwise reviewed by us.We make no guarantees or representations as to, and shall have no liability for, anyelectronic content delivered by any third party, including, without limitation, the accuracy,subject matter, quality, sequence or timeliness of any electronic content. Your reliance onany information contained on any site reached through a link shall be your ownresponsibility. When you leave our site, unless otherwise indicated, you will be subject to theterms of use and privacy policies of the new website which you are visiting. If you reachedour site via a link, please be advised that the ability to link to our site and the fact that a linkexists does not mean that we necessarily endorse, support, sanction, encourage, verify, oragree with the comments, opinions, or statements posted on the website from which youlinked to our site (the ‘Linking Site’). We are not responsible for any damages or lossesarising from any delays, defects or omissions that may exist in the services, information orother content provided in the Linking Site. We make no guarantee or representation as to,and shall have no liability for, any content on any Linking Site, including, without limitation,the accuracy, subject matter, quality, sequence or timeliness of any such content.

You agree to indemnify, defend, and hold harmless us, our affiliates and our officers,partners, employees, and agents from and against any and all claims, liabilities, damages,losses, or expenses, including legal fees and costs, arising out of or in any way connectedwith your breach of the Terms of Use and/or access to or use of our site.

We are the owner or the licence of all intellectual property rights in our site, and in thematerials published on it. Those works are protected by laws and treaties around the world.All such rights are reserved. You may use the materials on our site and download andreproduce them in hard copy for your own reference only. Such materials may not otherwisebe reproduced, distributed, stored in a data retrieval system or transmitted, in any form or byany means (electronic, mechanical, photocopying, recording or otherwise) without our priorwritten consent. Nothing on our site should be construed as granting any licence or right inrelation to any of our trademarks or those of our affiliates or any third party.

If any specific term or condition of these Terms of Use is determined by a court of competentjurisdiction to be invalid, void or unenforceable, that determination shall not affect the validityof the remaining provisions of these Terms of Use. Headings used in these Terms of Use arefor convenience, are not substantive and shall not be used to interpret or construe any of theprovisions contained in these Terms ofUse. When used in these Terms of Use the words‘includes’, and ‘including’ shall be deemed to be followed by the phrase ‘without limitation’.

These Terms of Use and any non-contractual obligations arising from or connected withthem shall be governed by and shall be construed in accordance with English law. Englishcourts will have exclusive jurisdiction over any dispute arising from, or related to, use of oursite (whether arising out of or in connection with contractual or non-contractual obligations)(‘proceedings’) and it is a condition of using our site that you waive any objection toproceedings in such courts on the grounds of venue or that proceedings have been broughtin an inconvenient forum, although we retain the right to bring proceedings against you forbreach of these Terms of Use in your country of residence or any other relevant country.

We shall have the benefit of the rights conferred on us by these Terms of Use but otherwiseno person who is not a party to these Terms of Use may enforce its terms under theContracts (Rights of Third Parties) Act 1999.

These Terms of Use (incorporating our Cookies and Privacy Policy) and our Disclaimer shallform the entire agreement between you and us in relation to your use of our site.

If you have any enquiries in relation to our site or the information on it, please contact legal@elwood.io.